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Many of us have spent years aiming towards a financially secure retirement, where we can sit back and relax and enjoy some down time with loved ones. Unfortunately, the rising costs of living and pension shortfalls mean we’re not as able to enjoy our latter years as we may have hoped - never mind indulging in travel and downtime abroad.
As we get older our needs change. We may find we have less stability and some of us may even see our overall health in decline. Does that mean you (or your loved ones) need to leave your home and move into residential care? Not necessarily. What if you could receive care at home and utilise equity tied up in your home to fund this?
Whether you are looking to remortgage as your deal comes to an end, or perhaps you (or someone you know) are looking at your first mortgage, it’s important that you have appeal for the lender who houses the deal you’re after. We’ve assembled a few top tips to help give you real curb appeal when it comes to presenting your application to the lender.
While many of us may have become incensed by or frustrated with our spouses during the last two years’ increased time at home, many have also felt the need to file for divorce. In fact, the latest ONS data has revealed that in the over 65s, there has been a 46%* Year on Year increase in the number of those obtaining a divorce.