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    A mortgage is a ‘secured’ loan, which means that the loan is secured against the property being purchased until the mortgage is paid off. Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions.

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    There are events we can all face that have the potential to completely transform our lives. It’s a difficult issue to think about, but imagine the impact on you and your family should the main earner in your household die or become seriously ill. It may not happen to you – we hope it doesn’t – but it might.

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    If you're over the age of 55, equity release offers you a way to use the value of your home to raise money. It is advised that you seek Independent Legal advice before entering into a legally binding equity release contract.

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  • About Us
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    • Mortgages
      • Introduction To Mortgages
      • Mortgage Repayment
      • Home Movers
      • Buy-to-let
      • First Time Buyer
      • Remortgaging
      • Standard Variable Rate Mortgages
      • Fixed Rate Mortgages
      • Tracker Mortgages
      • Cashback Mortgages
      • Offset Mortgages
      • Second Charge Mortgages
      • Self Build Mortgages
    • Protection
      • Why Protection is Important
      • Life Assurance
      • Family Income Benefit
      • Income Protection
      • Private Medical Insurance
      • Critical Illness
    • Equity Release
      • Introduction to Equity Release
      • Types of Equity Release
      • Lifetime Mortgage
      • Drawdown Lifetime Mortgage
      • Home Income Plan
      • Costs
    • Mortgage Capacity Reports
  • Calculators
    • Mortgage Borrow Calculator
    • Stamp Duty Calculator
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A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the value of your home that allows you to release tax-free cash without needing to move out. 

Home / How much could I borrow on a lifetime mortgage?

Latest News

Looking to buy this summer? Let’s get your preapproval sorted!

May 05, 2025

Did you know that the summer months typically see an increase in home sales?

How much could I borrow on a lifetime mortgage?

Jan 14, 2025

A lifetime mortgage is a type of equity release. In simple terms, it’s a loan secured against the value of your home that allows you to release tax-free cash without needing to move out. 

Myth-busting mortgage hurdles

Jan 13, 2025

Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Chat with us to go into these in detail and for advice specific to your circumstances.

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Privacy Policy

The initial mortgage advice we provide is free of charge however a fee of £399 is payable on application for our service in relation to mortgage contracts. A fee of up to £995 is payable on completion for our services in relation to Equity release/Lifetime Mortgage contracts. The exact amount will depend on the complexity and work involved and will be confirmed with you in our accompanying fee agreement at our initial consultation.

Some Buy to Let Mortgages, Conveyancing and surveys are not regulated by the Financial Conduct Authority.

Registered office address: 3 Hutley Close, Witham, United Kingdom, CM8 1FZ

Registered in England and Wales under reference 14179093

Trusted Home Finance Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

The Right Mortgage Ltd is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 649443.

Trusted Home Finance Ltd is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 981877.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

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