The protection gap - Mortgage Adviser and Insurance Broker offering Life Assurance, Protection and Mortgage Advice - Trusted Home Finance Ltd

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Email: enquiries@trustedhomefinance.co.uk

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A mortgage is a ‘secured’ loan, which means that the loan is secured against the property being purchased until the mortgage is paid off. Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions.
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There are events we can all face that have the potential to completely transform our lives. It’s a difficult issue to think about, but imagine the impact on you and your family should the main earner in your household die or become seriously ill. It may not happen to you – we hope it doesn’t – but it might.
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If you're over the age of 55, equity release offers you a way to use the value of your home to raise money. It is advised that you seek Independent Legal advice before entering into a legally binding equity release contract.
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Find our Mortgage Calculators here.
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A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day.

Home / The protection gap

Latest News

The protection gap

Oct 16, 2026

A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day.

Protect yourself from fraud and scams

Oct 09, 2026

Fraud is now the most commonly experienced crime in England and Wales, according to the Crown Prosecution Service, with millions of incidents reported each year.

Real stories of later life lending

Oct 02, 2026

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data.

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Privacy Policy

The initial mortgage advice we provide is free of charge however a fee of £399 is payable on application for our service in relation to mortgage contracts. A fee of up to £995 is payable on completion for our services in relation to Equity release/Lifetime Mortgage contracts. The exact amount will depend on the complexity and work involved and will be confirmed with you in our accompanying fee agreement at our initial consultation.

Some Buy to Let Mortgages, Conveyancing and surveys are not regulated by the Financial Conduct Authority.

Registered office address: 3 Hutley Close, Witham, United Kingdom, CM8 1FZ

Registered in England and Wales under reference 14179093

Trusted Home Finance Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

The Right Mortgage Ltd is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 649443.

Trusted Home Finance Ltd is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 981877.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

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